:root{--navy:#3a1f0e;--teal:#b4541a;--teal-d:#8e3f13;--amber:#2ec27e;--bg:#faf8f6;--ink:#1e2b33;--mut:#5b6b74;--line:#ede5de;--card:#ffffff;--max:1080px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 10px rgba(0,0,0,.15)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;max-width:var(--max);margin:0 auto}
.logo{font-weight:800;font-size:1.15rem;color:#fff;letter-spacing:.2px}.logo span{color:var(--amber)}
.nav a{color:#dfe9ee;margin-left:22px;font-size:.95rem}
.nav .cta{background:var(--amber);color:var(--navy);padding:9px 18px;border-radius:8px;font-weight:700}
.nav .cta:hover{text-decoration:none;filter:brightness(1.06)}
.hero{background:linear-gradient(160deg,var(--navy) 0%,#134b56 60%,var(--teal-d) 100%);color:#fff;padding:64px 0 72px;text-align:center}
.hero h1{font-size:clamp(1.7rem,4vw,2.6rem);line-height:1.2;max-width:820px;margin:0 auto 18px}
.hero p.sub{color:#cfe3de;max-width:640px;margin:0 auto 30px;font-size:1.08rem}
.badges{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:26px}
.badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:999px;padding:7px 16px;font-size:.86rem;color:#e8f2ef}
.btn{display:inline-block;background:var(--amber);color:var(--navy);font-weight:800;padding:15px 34px;border-radius:10px;font-size:1.05rem;border:0;cursor:pointer}
.btn:hover{filter:brightness(1.07);text-decoration:none}
.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.5);margin-left:12px}
section{padding:56px 0}
h2{font-size:1.7rem;color:var(--navy);margin-bottom:14px;line-height:1.25}
h3{font-size:1.2rem;color:var(--navy);margin:26px 0 8px}
p{margin-bottom:14px}
.lead{font-size:1.06rem;color:var(--mut)}
.grid{display:grid;gap:20px}.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:26px}
.card h3{margin-top:0}
.step{font-size:2rem;font-weight:800;color:var(--amber);line-height:1}
.alt{background:#eef5f2}
ul.tick{list-style:none;margin:0 0 14px}
ul.tick li{padding-left:30px;position:relative;margin-bottom:10px}
ul.tick li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:800}
.suburbs{display:flex;flex-wrap:wrap;gap:10px}
.suburbs a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:.92rem}
.suburbs a:hover{border-color:var(--teal);text-decoration:none}
table{width:100%;border-collapse:collapse;margin:18px 0;background:#fff;border-radius:10px;overflow:hidden;font-size:.95rem}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line)}
th{background:var(--navy);color:#fff;font-weight:600}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px;padding:0}
.faq summary{cursor:pointer;font-weight:700;padding:16px 18px;color:var(--navy)}
.faq details div{padding:0 18px 16px}
.notice{background:#fff8e8;border:1px solid #f0dfb0;border-radius:10px;padding:16px 18px;font-size:.92rem;color:#6b5b1e;margin:20px 0}
form.lead-form{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;max-width:560px;margin:0 auto}
form.lead-form label{font-weight:600;font-size:.92rem;display:block;margin:14px 0 5px;color:var(--navy)}
form.lead-form input,form.lead-form select,form.lead-form textarea{width:100%;padding:12px;border:1px solid #c9d6d1;border-radius:8px;font-size:1rem;font-family:inherit}
form.lead-form .btn{width:100%;margin-top:20px}
.calc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;margin:24px 0}
.calc label{font-weight:600;display:block;margin:16px 0 6px;color:var(--navy)}
.calc input[type=range]{width:100%}
.calc .out{background:var(--navy);color:#fff;border-radius:10px;padding:20px;margin-top:20px}
.calc .out .big{font-size:1.9rem;font-weight:800;color:var(--amber)}
.calc .row{display:flex;justify-content:space-between;padding:6px 0;border-bottom:1px solid rgba(255,255,255,.15);font-size:.95rem}
.crumbs{font-size:.85rem;color:var(--mut);padding:16px 0 0}
footer{background:var(--navy);color:#b9cad2;padding:44px 0;font-size:.88rem;margin-top:40px}
footer a{color:#dfe9ee}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:26px;margin-bottom:26px}
footer h4{color:#fff;margin-bottom:10px;font-size:.95rem}
.fine{border-top:1px solid rgba(255,255,255,.15);padding-top:18px;font-size:.8rem;color:#8fa5af}
.phone-cta{font-size:1.4rem;font-weight:800;color:var(--amber)}
@media(max-width:640px){.nav a:not(.cta){display:none}.btn.ghost{margin:12px 0 0}}